Specialised Mortgage Solutions

Your Local Orange Mortgage Broker.

Servicing the Central West.

Home Loans

Are you looking to get a loan for the purchase of a residential property? Then the friendly team at Specialised Mortgage Solutions are here to help.

First Home Buyers

Buying your first home is an exciting journey! Let us make the process smooth and easy.

Construction Loans

Building a home can be a six-month process. We will assist you the whole way through from buying the block to moving into your dream home.

Car & Other Vehicle Loans

Want to buy a car, caravan or even a boat? We can do finance on all types of vehicles. We’ve even financed a V8 Supercar before! 

Property Investment

Let us help you build your investment property portfolio and set you up for a comfortable financial future.

Refinancing

Let us save you some money on your home loan by refinancing. We’ll find you a better deal which could potentially save you thousands of dollars!

A Mortgage Broker You Can Trust

We are a small, local business who have been helping clients just like you since 2003. Unlike some big banks and larger companies, we build a long-term relationship with our clients. To us, you are more than just a number.

Adam Hart
Adam Hart
23:41 22 Jul 24
We had a fantastic experience purchasing our first home with the support from Jesse. He was very knowledgeable and supportive throughout the entire process.
Robert Mooney
Robert Mooney
08:45 30 May 24
Jesse helped us every step of the way, he was so helpful and we couldnt have done it without him
Felicity Caitlin
Felicity Caitlin
06:32 12 Apr 24
We bought our first home with the support of SMS in 2022. 2 years on, we are due to come off our fixed rate interest loan. We are both very appreciative of the two-year follow up and action SMS have taken without us even needing to reach out. The rate Jesse achieved for us makes a huge difference when it comes to planning for the future and maintaining the lifestyle we enjoy. We would happily recommend SMS to family and friends.
Angie Brindley
Angie Brindley
00:43 14 Oct 23
Absolutely stellar service from Barry, Jesse and team. They always know the right direction to point you in, great knowledge and network for financial services. Very easy to work with and always happy helpful service. Highly recommended.
n n
n n
02:46 26 Jun 23
Exceptional Service and Support:I had an outstanding experience working with Jesse as my mortgage broker. As a first-time home buyer, I was initially nervous about the process, but Jesse quickly put my worries to rest. He managed to secure my home loan in just one week, which was impressive. What truly stood out was his willingness to patiently explain every detail in simple terms. Jesse took the time to address all of my questions and concerns, and his patience in clearing our doubts was commendable. I am incredibly satisfied with his services and would highly recommend him to anyone in need of a knowledgeable and patient mortgage broker.
Ben white
Ben white
00:46 17 May 23
Would like to put a massive thanks out to Jesse and the team for the great service we received whilst getting our first home loan
Mitchell Dries
Mitchell Dries
09:12 21 Mar 23
Barry and his team are extremely knowledgeable and experienced. The team there are friendly and have fantastic advice.We got out mortgage for our first home there a couple of years ago and just went back to look at investment properties.
James Monaghan
James Monaghan
04:36 07 Nov 22
Very helpful, knowledgeable & professional staff who helped us renegotiate our existing mortgage and build an investment property. Thanks Barry & the team for all of your assistance!
Heather Roarty
Heather Roarty
04:50 03 Nov 22
Truc Lan Le
Truc Lan Le
01:55 25 Oct 22
Jesse and the team at Specialised Mortgage Solution were absolutely amazing. As a first home buyer, I was worried about all the complicated home loan types and processes, but Jesse smoothly guided me through. He was very helpful, always available to explain all my questions and helped me to choose the most suitable home loan. He also has a great reputation and professional networks in Orange. I nearly missed my dream house as the real estate and owners favoured another buyer over me, and Jesse with his deep knowledge helped me to step in, listened to their needs and convinced them to give me a chance without having me to add any extra cent into my offer. And he finally went beyond the expectations by getting me the bank approval within only 3 days and therefore i could exchange the contract in less than 2 weeks and have my house secured now. Highly recommended Jesse and Specialised Mortgage Solution
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Our Services Are Free

We do not charge our clients for our services as we are paid a commission by the lenders. This means that if we don’t get your loan approved, we don’t get paid. This is a great incentive that ensures we will work our hardest to get your loan approved.

The Best Deal

We have access to 25+ lenders including banks, finance companies and credit unions. We also know how to present your deal to the lender in the best possible way to increase your chances of approval. This is how we’ve been able to get some clients loans with the same lender that they have been rejected by previously. Don’t take any chances with your next home loan.

22 Years In The Business

With over two decades of experience in the industry, we’ve built a strong reputation for making the loan application process quick and stress-free. You can trust that your loan is in expert hands, backed by years of proven success.

Who Are We?

SMS Staff 2025 - Barry and Jesse Swain

Specialised Mortgage Solutions is a mortgage and finance broker company located at 65 Sale St, Orange NSW 2800, servicing the Central West and offering its valued clients a range of options for all types of finance from home loans to car loans.

With over two decades in the business, the friendly team at SMS will be sure to find you a great deal that will suit your financial needs. Plus, we don’t charge our clients anything! We are paid a commission by the lenders meaning more money back into your pocket (not to mention the money we can save you). However, if a fee does apply this will be outlined clearly with you beforehand.

“Thank you so much Barry for working tirelessly on helping us secure our home loan. The process for us was easy and thorough from start to finish. Excellent excellent excellent. Thanks again!”

Monique

First Home Buyer

“Barry provided a fantastic service. My loan was confirmed within a couple of days with Barry handling everything. I’m happy to recommend Specialised Mortgage Solutions.”

Andrew

Happy Client

Our Home Loan Lenders

We have access to over 25 different lenders from the Big 4 Banks to smaller finance companies, credit unions and permanent building societies. Do you have the time to research the hundreds of loan products that these lenders have to offer to find the one that suits you? Why not save the time and stress and let an experienced mortgage broker do the hard work for you?